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Personal Loan

10 things to keep in mind while taking a personal loan

Use personal loans in a disciplined manner. It affects your credit history. Read these 10 simple rules to protect you from taking on bad personal loans. Read More...

on July 16, 2012 by Rajiv Raj


Evaluating personal loan against fixed deposits

There are many benefits of taking a personal loan against a fixed deposit than just taking a regular personal loan. Read more to find out..Read More...

on August 4, 2014 by Abhishek Agarwal


Personal loan? Not always bad!

We Indians hate personal loans. Before you demoniseit with a set of Dracula teeth and evil horns, think again. It is not always a bad option. They come with some benefits too. To help you make an informed decision, we decided to highlight the positives about personal loan before you dismiss it as an option when you are in need of funds. Read More...

on June 9, 2015 by Rajiv Raj


Gold loans vs personal loans: Which is better option?

Indians have special attachment towards gold. Sometimes this attachment goes beyond the obvious intentions of gaining from any rally in gold prices. For Indians, gold remains a safe haven that provides peace of mind when many avenues of investments seem to be unremunerative. With the recent fall in gold prices, there is an increasing interest among investors to accumulate this alluring asset. Some wait for further fall. And then there are experts, which are predicting the end of bull run in gold prices. Amidst such mixed signals on gold prices there is a lucrative opportunity of availing a loan against gold. It is largely observed that availing loan against gold is a far better option than availing personal loan. Let us see how availing loan against gold works better than a personal loan.Read More...

on July 16, 2015 by Abhishek Agarwal


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Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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