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Personal Loan


Factors that affect interest rates on personal loan

Two friends, Amit and Vijay applied for a personal loan of the same amount. They were both in need of Rs two lakh and they had approached the same bank for the credit. After some paperwork the loan was sanctioned to both of them. However, they were in for a surprise when they realized that the rate of interest charged by the bank was different. ...Read More...

on October 17, 2012 by Rajiv Raj


Alternatives to personal loan

Getting finance for buying a house or a car is very easy. That is because you can easily depend on home loans or car loans offered by banks. However, if you need a loan to meet your other requirements then you will have to apply for a personal loan. A personal loan is an easy but an expensive form of credit. Let's take a look at some of the alternatives..Read More...

on October 15, 2012 by Rajiv Raj


What to keep in mind before applying for Personal Loan?

Personal loans form a basis for your credit history. Learn the basics of personal loan to learn how to best use it to advantage your credit history.Read More...

on August 8, 2012 by Rajiv Raj


Pros and Cons of a Personal Loan

Learn the benefits and failings of a personal loan and how to deal with your personal loan most effectively. Read More...

on July 24, 2012 by Madan Mohan


Latest Articles

Back to basics for students
Posted in: Education Loan
Posted on: 14 Sep 2012

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Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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