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Credit Cards


Go for that higher credit limit on offer..

An enhanced credit limit on your credit card has its many advantages. Not only it gives you some extra cash to spend in emergency, it also helps you improve your Cibil score. Read More...

on March 18, 2014 by Rajiv Raj


How many credit cards should you have?

There are no restrictions set by banks or any other regulatory body on the number of credit cards you can carry. We have seen extremes of both cases - customers who actively use five credit cards or more to conservative customers who barely use one credit card. Credit card usage has a tremendous impact on you Cibil score. So, what is the optimal number of credit cards one should carry? Read More...

on February 24, 2014 by Abhishek Agarwal


How to prevent credit card thefts?

With the growth in credit card customers, it is but evident that we have to learn to manage them well and also safeguard from its misuse by others. Read More...

on October 18, 2013 by Rajiv Raj


Do's and Don'ts on credit card for students!

The credit card market in India is still young. The credit card companies have begun following the "catch them young and watch them grow" policy. Quite a few companies have begun offering credit cards to students with very minimal paper work. All that they need is an enrolment proof in an educational institution and an address proof. Read More...

on September 10, 2013 by Rajiv Raj


Latest Articles

Back to basics for students
Posted in: Education Loan
Posted on: 14 Sep 2012

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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Success Stories

Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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