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Credit Tips

Posted on: 19 Sep 2012

Don't fall prey to spot delivery scams. Spot delivery lets buyers drive away with a car before financing is nailed down, but they can sometimes be yanked back to pay higher interest rates and bigger down payments.

Posted on: 18 Sep 2012

You should get credit counseling before shoping for any loan. It helps to increase the loan eligibility of an applicant.

Posted on: 13 Sep 2012

Fraud Protection! If you use your credit card for online transactions, for fraud protection, you may find it to useful to use only one card for such purpose and restrict the credit limit on it.

Posted on: 12 Sep 2012

Always make use of the cash back and reward points wherever possible. A word of caution - Ensure that you think of them as an additional bonus and do not get obsessed with them!

Latest Articles

Back to basics for students
Posted in: Education Loan
Posted on: 14 Sep 2012

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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Success Stories

Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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