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Why your Cibil credit score matters?

Today credit score has become an important tool in gauging your ability to repay your credit on time. Be it securing a home loan or applying for a credit card, if your credit score is low, you stand to lose on all these.Read More...

on January 30, 2014 by Rajiv Raj


Impact of late payment on your Cibil credit score

The thumb rule for a good Cibil score is to never be late in making your payments. Banks and financial institutions who lent you hate it and your future lenders will frown at it. Furthermore, there are various negative impacts for late payments on loans. Read More...

on December 30, 2013 by Abhishek Agarwal


Don't let low Cibil score affect your employment prospects

With the growth in employee verification norms, financial verification has become an important aspect of it. While verifying the financial information credit score of a person plays a very important role. Now in BFSI segment majority of the employers do assess your Cibil report before they hire you. So before you apply for a new job, check your credit score and clean up your financial mess, if any.Read More...

on November 5, 2013 by Rajiv Raj


Give your Cibil credit score a festive boost

Each bank has its own criteria for lending; the Cibil score of the borrower is a big factor in determining the lending rates and amount. Most banks would prefer borrowers with a Cibil score of 750 or above, some even have a cut-off of 790. This festival season is a great opportunity to improve your credit score. Read More...

on November 3, 2013 by Rajiv Raj


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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Success Stories

Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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