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Credit Report


Cibil data not updated? Your recourse

The Credit Information Companies Regulation Act 2005 though mandates the bank to submit the data which is accurate, complete and correct. However many a times this does not happen and you will find errors in your data reported in Cibil report.Read More...

on November 20, 2013 by Rajiv Raj


Your Cibil Report could reject your home loan

Derogatory remarks are unfavorable remarks in a credit report. Lenders don't love it and borrowers loathe it. They damage the credit score of a person and stay on for a long time. The best thing you could do to your Cibil score is to avoid them, but if you already have them you can always find a way to resolve them.Read More...

on October 28, 2013 by Rajiv Raj


Credit Score v/s Credit Report

Credit scores and reports are still relatively new to the Indian psyche. To most people they are one and the same and are often used interchangeably in conversation. Though credit reports and credit reports are interrelated, they are not the same thing.Read More...

on August 19, 2013 by Rajiv Raj


Decoding CIBIL Credit Report

Does your CIBIL report look latin to you? Well not anymore. We are here to help you understand your report and improve it too. Read on to make sense of the numbers on your credit report. Read More...

on August 7, 2013 by Rajiv Raj


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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Success Stories

Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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