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Credit Basics


Six debt mistakes never to make

It may be due to lack of knowledge,confusion or carelessness; mistakes while managing finances are all too common. The resultant fallout can be detrimental, no matter what the cause. Even a single slip-up in repayments can result in higher interest rates, lower credit limits, unwanted fees even worse a fall in the credit score. Here are six important debt mistakes you must avoid.Read More...

on February 10, 2014 by Rajiv Raj


Top 6 financial checklist for 2014

Beginning of the New Year is a good time to take a look at your finances. This helps in planning and changing your investment goals depending on whether or not they are doing well. Read More...

on January 27, 2014 by Abhishek Agarwal


5 important steps to become debt-free!

It is true when people say we live in a world of debt unlike our parents. They did not believe in taking loan. But gone are those days. Today, availability of debt affects the decision of everything that we buy. Its good to take a loan to buy certain things, but you should not yield to the temptation to an extent where you are way too embroiled in it and don't know how to get out of it. That said, it is not impossible! Where there is a will, there is a way. Read More...

on January 7, 2014 by Rajiv Raj


Know your Credit Utilization Ratio

Credit Utilization refers to how much of your available credit you use on a monthly basis. Credit Utilization Ratio forms the base of a good Cibil credit score - the lower the ratio, the higher is your Cibil credit score. Read More...

on January 3, 2014 by Rajiv Raj


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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Success Stories

Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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